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Utah Medicare Supplement (Medigap)

Last Updated on

October 6, 2016

Searching for Medicare Supplement plans in Utah? Let PlanPrescriber be your resource for Utah Medicare Supplement information and plan comparisons.

Learn about Medicare Supplement in Utah

Are you a Medicare beneficiary living in Utah? Do you have a lot of doctor visits? You might want to learn about Medicare Supplement plans in Utah. Also known as Medigap plans, Medicare Supplement plans may help pay your Medicare Part A and Part B copayments, coinsurance, deductibles, and other out-of-pocket expenses.

Medicare Supplement plans are standardized and designated with letter names in 47 states, including Utah. Every plan that has the same lettered name covers the same portion of certain Medicare out-of-pocket costs, no matter where you purchase the Medigap plan. For example, a Medigap Plan B (not to be confused with Medicare Part B) pays 100% of your Medicare-covered Part B copayments and coinsurance, so in most cases your office visits to Medicare-assigned doctors would cost nothing.

During certain time periods, Medicare beneficiaries in Utah (as in other states) have guaranteed-issue rights to enroll in a Medigap plan, meaning that insurance companies cannot use medical underwriting to deny or charge more for plan coverage based on a health condition. The most common guaranteed-issue right period is during a Medigap Open Enrollment Period, which lasts for six months and begins on the first day of the first month that you’re both 65 years old or older, and enrolled in Medicare Part B. During this time, insurance companies must offer Medigap plans that cover any pre-existing conditions and may not charge higher premiums to those with pre-existing health conditions. Other situations such as discontinued employer health coverage, your insurance company going bankrupt or discontinuing coverage, or moving out of a plan’s service area might also qualify you for a guaranteed-issue right period.

Compare Medicare Supplement plans in Utah

Medigap policy benefits with the same letter name cover the same set of Medicare Part A and Part B out-of-pocket costs. However, the plan premium may vary from one insurance company to another, and some companies include additional innovative benefits.

You can find out which Medicare Supplement plans are available in your part of Utah and compare them today – just enter your zip code where indicated above.

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