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Texas Medicare Supplement (Medigap)

Searching for Medicare Supplement plans in Texas? Let PlanPrescriber be your resource for Texas Medicare Supplement information and plan comparisons.

Learn about Medicare Supplement in Texas

Texas residents enrolled in Medicare Part A and Part B have the option to enroll in a Medicare Supplement (Medigap or MedSupp) plan to cover the healthcare costs that Original Medicare does not cover, including deductibles, copayments, coinsurance, and other out-of-pocket costs. In most states, there are ten standardized Medigap policy options, each labeled with a letter with all plans of the same letter offering the same benefits.

Texas Medicare beneficiaries can buy a Medicare Supplement policy from any insurance company that is licensed to sell one in the state of Texas. However, not all companies will offer all 10 standardized plans. Insurance companies have the option to choose which Medicare Supplement plans to offer; however, they must at least offer the option of Plan A. In order to offer any other Medicare Supplement plans, the company must then also offer Plan C or Plan F. For the most part, enrollment in standardized Medicare Supplement is denied for individuals under the age of 65; however, Texas requires insurance companies to offer at least one kind of Medicare Supplement policy to Medicare beneficiaries under age 65.

Statistics on Texas Medicare Supplement Plans

Here are some statistics Texas residents enrolled in Medicare Supplement:

  • Number of Texas residents enrolled in a Medigap insurance policy (2010): 542,169
  • Percentage of total Texas Medicare beneficiaries enrolled in MedSupp (2010): 18%
  • Percentage of Texas residents enrolled in Medigap Plan C (2010): 6%
  • Percentage of Texas beneficiaries enrolled in Medigap Plan F (2010): 56%
  • Percentage of Texas Medigap policyholders with plans other than Plan C or Plan F (2010): 38%

Additionally, here are some statistics on Medigap premium costs in Texas, weighted by enrollment:

  • Average premium for beneficiaries enrolled in Medigap Plan C in Texas (2010): $225
  • Average premium for Texas residents enrolled in Medigap Plan F (2010): $180
  • Average premium for Texas Medigap policy holders with plans other than Plan C or Plan F (2010): $188

Compare Texas Medicare Supplement Plans

Medigap policy benefits in Texas do not vary between plans for the same type. However, the costs for each plan will vary depending on which carrier is offering the plan. Texas Medicare beneficiaries should first see what Medigap policies are available in their state, decide which plan type is best for their health needs, and then customize their search to find a Medicare Supplement insurance plan charging costs suited for their budget.

Comparison shopping is vital when purchasing a Medigap policy in Texas. To start comparing Medicare Supplement plans in Texas today, enter your zip code above for a customized list of plans available in your area.

Data provided by the Kaiser Family Foundation.