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Tennessee Medicare Supplement (Medigap)

Searching for Medicare Supplement plans in Tennessee? Let PlanPrescriber be your resource for Tennessee Medicare Supplement information and plan comparisons.

Learn about Medicare Supplement in Tennessee

Tennessee residents enrolled in Medicare Part A and Part B have the option to enroll in a Medicare Supplement (Medigap or MedSupp) plan to cover the healthcare costs that Original
Medicare does not cover, including deductibles, copayments, coinsurance, and other out-of-pocket costs. In most states, there are ten standardized Medigap policy options, each
labeled with a letter with all plans of the same letter offering the same benefits.

There are 10 standardized Medigap plans available in Tennessee that offer the same set of benefits. This coverage is the same in each lettered plan regardless of location within the state. None of these plans cover long-term care, vision, dental, or private-duty nursing care, but they do cover some out-of-pocket costs associated with Medicare Part A and Part B. For example, every plan covers Medicare Part A hospital co-insurance up to 365 days after Original Medicare benefits are used. Plans K and L are considered low premium, high out-of-pocket cost plans and offer less standard coverage than the other plans until enrollees reach the out-of-pocket limit. While most plans cover the entirety of Medicare Part B co-payments or co-insurances, Plan K only covers 50% while Plan L only covers 75%.

Statistics on Tennessee Medicare Supplement Plans

Here are some statistics Tennessee residents enrolled in Medicare Supplement:

  • Number of Tennessee residents enrolled in a Medigap insurance policy (2010): 164,313
  • Percentage of total Tennessee Medicare beneficiaries enrolled in MedSupp (2010): 16%
  • Percentage of Tennessee residents enrolled in Medigap Plan C (2010): 11%
  • Percentage of Tennessee beneficiaries enrolled in Medigap Plan F (2010): 51%
  • Percentage of Tennessee Medigap policyholders with plans other than Plan C or Plan F (2010): 38%

Additionally, here are some statistics on Medigap premium costs in Tennessee, weighted by enrollment:

  • Average premium for beneficiaries enrolled in Medigap Plan C in Tennessee (2010): $207
  • Average premium for Tennessee residents enrolled in Medigap Plan F (2010): $160
  • Average premium for Tennessee Medigap policy holders with plans other than Plan C or Plan F (2010): $166

Compare Tennessee Medicare Supplement Plans

Medigap policy benefits in Tennessee do not vary between plans for the same type. However, the costs for each plan will vary depending on which carrier is offering the plan. Tennessee
Medicare beneficiaries should first see what Medigap policies are available in their state, decide which plan type is best for their health needs, and then customize their search to find a Medicare Supplement insurance plan charging costs suited for their budget.

Comparison shopping is vital when purchasing a Medigap policy in Tennessee. To start comparing Medicare Supplement plans in Tennessee today, enter your zip code above for a customized list of plans available in your area.

Data provided by the Kaiser Family Foundation.