North Carolina Medicare Supplement (Medigap)
Searching for Medicare Supplement plans in North Carolina? Let PlanPrescriber be your resource for North Carolina Medicare Supplement information and plan comparisons.
Learn about Medicare Supplement in North Carolina
North Carolina residents enrolled in Medicare Part A and Part B have the option to enroll in a Medicare Supplement (Medigap or MedSupp) plan to cover the healthcare costs that Original
Medicare does not cover, including deductibles, copayments, coinsurance, and other out-of-pocket costs. In most states, there are ten standardized Medigap policy options, each
labeled with a letter with all plans of the same letter offering the same benefits.
The state of North Carolina is among the ones that offer the 10 standardized Medicare Supplement plans. The costs of Medicare Supplement plans in North Carolina depend on a variety of different factors, which include:
- Which insurance company is offering the plan and whether they offer discounts, such as discounts for women, non-smokers, and/or married couples
- Whether the insurance company offers certain unique Medicare Supplement offerings such as Medicare SELECT policies or a "high-deductible option" for Plan F
- Whether the NC resident had a guaranteed issue right and/or enrolled during their Medigap Open Enrollment Period, or was subjected to medical underwriting at the time of enrollment
- How the insurance company decided to set plan prices/premiums and whether it is community-rated, issue-age-rated, or attained-age-rated
Statistics on North Carolina Medicare Supplement Plans
Here are some statistics North Carolina residents enrolled in Medicare Supplement:
- Number of North Carolina residents enrolled in a Medigap insurance policy (2010): 276,017
- Percentage of total North Carolina Medicare beneficiaries enrolled in MedSupp (2010): 19%
- Percentage of North Carolina residents enrolled in Medigap Plan C (2010): 9%
- Percentage of North Carolina beneficiaries enrolled in Medigap Plan F (2010): 48%
- Percentage of North Carolina Medigap policyholders with plans other than Plan C or Plan F (2010): 44%
Additionally, here are some statistics on Medigap premium costs in North Carolina, weighted by enrollment:
- Average premium for beneficiaries enrolled in Medigap Plan C in North Carolina (2010): $214
- Average premium for North Carolina residents enrolled in Medigap Plan F (2010): $147
- Average premium for North Carolina Medigap policy holders with plans other than Plan C or Plan F (2010): $200
Compare North Carolina Medicare Supplement Plans
Medigap policy benefits in North Carolina do not vary between plans for the same type. However, the costs for each plan will vary depending on which carrier is offering the plan. North Carolina
Medicare beneficiaries should first see what Medigap policies are available in their state, decide which plan type is best for their health needs, and then customize their search
to find a Medicare Supplement insurance plan charging costs suited for their budget.
Comparison shopping is vital when purchasing a Medigap policy in North Carolina. To start comparing Medicare Supplement plans in North Carolina today, enter your zip code above for a customized list of plans available in your area.
Data provided by the Kaiser Family Foundation.
Medicare has neither reviewed nor endorsed this information.
To learn about Medicare plans you may be eligible for, you can:
- Contact the Medicare plan directly.
- Call 1-800-MEDICARE (1-800-633-4227), TTY users 1-877-486-2048; 24 hours a day, 7 days a week.
- Contact a licensed insurance agency such as PlanPrescriber's parent company, eHealth.
- Call eHealth's licensed insurance agents at , TTY users 711. We are available
. You may receive a messaging service on weekends and holidays from February 15 through September 30. Please leave a message and your call will be returned the next business day.
- Or enter your zip code where requested on this page to see quote.