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Medicare and You Handbook

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If you’re enrolled in Medicare, you should be mailed a handbook called “Medicare & You” each fall. You should generally receive it in late September. This free handbook includes:

  • A summary of Medicare benefits, rights and protections
  • Lists of available health and prescription drug plans
  • Answers to frequently asked questions about Medicare.

What specific information does Medicare & You cover?

The Medicare & You handbook is updated each year and may provide information on:

  1. How Medicare works and signing up for Medicare Part A and Part B
  • Your different Medicare coverage options (Original Medicare vs. Medicare Advantage) and things to consider when choosing your Medicare coverage
  • Enrollment information including Open Enrollment Periods for Medicare health (Medicare Advantage) and prescription drug plans
  • What the different parts of Medicare (A, B, C, D) cover
  • How Medicare works with other insurance
  • How much Medicare Part A and Part B cost
  1. Finding out if Medicare covers your test, service, or item. For example, among many other topics, there might be sections on:
  • Ambulance services
  • Bone mass measurement
  • Mammograms
  • Cardiovascular disease screenings
  • Chiropractic services
  • Diabetes screenings
  • Durable medical equipment
  • Eyeglasses
  • Home health services
  • Laboratory services
  • Mental health
  • Physical therapy
  • Travel
  • Urgent care

Medicare & You also has information on what is NOT covered by Medicare Part A and Part B.

  1. How Original Medicare, Medicare Advantage, and Medicare Supplement work
  1. Information about Prescription Drug coverage (Medicare Part D) including
  • The two ways to get Medicare prescription drug coverage
  • When you can join, switch, or drop a Medicare prescription drug plan
  • Factors influencing how much you will pay for a Medicare prescription drug plan
  1. How to get help paying your health and prescription drug costs
  1. Knowing your rights and protecting yourself from fraud including information on
  • Filing an appeal
  • Accessing your personal health information
  • Protecting yourself from identity theft
  1. Where to get more information including
  • Telephone numbers for each state’s State Health Insurance Assistance Programs
  • How to get help in other languages

Can I get Medicare & You in different formats?

You can get the Medicare & You handbook in

  • English PDF
  • Spanish PDF
  • Large print PDF
  • Kindle, iPad, and eReader ebook also has links for audio version of Medicare & You. To get a braille or paper copy, call 1-800-Medicare 24 hours a day, 7 days a week in all time zones.

If you would prefer to permanently receive your copy of Medicare & You electronically you can request this at Go paperless here.

Keep in mind that the Medicare & You handbook is not the only source for this information. You can get many questions answered by searching on or by calling 1-800-Medicare 24 hours a day, 7 days a week in all time zones.

Use the links below to arrange a phone call with me or have me email you customized information. You can compare Medicare Advantage plans right away by clicking the Find Plans button on this page.

Our Licensed Insurance Agents can help you to:
  • Compare plans for free
  • Estimate your savings
  • Enroll in Medicare plan

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