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Are Medicare and Medicaid the same thing?

October 6, 2016

No. Although both Medicare and Medicaid are government health insurance programs, they differ in eligibility requirements, coverage, costs, and other details. Medicare is a federal health insurance program designed for individuals either aged 65 or older, or under age 65 with certain qualifying disabilities and illnesses, such as End-Stage Renal Disease (ESRD).

Original Medicare (Part A and Part B) covers medically necessary hospital and medical services as well as some preventive care services. You may be able to sign up for Medicare plans offered by private, Medicare-approved insurance companies. Read here about the choices you may have. Some Medicare plan options may provide other health coverage, prescription drug coverage, and other benefits. Costs associated with these plans may include premiums, deductibles, copayments, and coinsurance payments.

On the other hand, Medicaid is a program run jointly by federal and state governments that primarily provides medical coverage for low-income individuals and families. Coverage and costs for eligible people may differ between states. In some cases, Medicare and Medicaid may work together to cover more health-care costs for those with dual eligibility.

Have a Licensed Insurance Agent contact me to:
  • Compare plan costs
  • Estimate savings
  • Help with enrollment

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