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November 22, 2011

Medicare Supplement Plans - Plan G

Includes Benefits Covering Skilled Nursing Facility Expenses

Plan G is nearly identical in benefits to Medigap Plan F except Plan G does not cover the Medicare Part B deductible. The standard Medicare Part B deductible for 2012 is $140. After your out-of-pocket expenses reach the $140 deductible amount, you are responsible for paying 20% of the cost of Medicare approved Part B services. These services include various approved physician services, outpatient hospital services, certain home health services, and durable medical equipment expenditures.

Our Medigap plan benefit chart provides a side-by-side comparison of Medigap Plan benefits.

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Medicare Advantage Plans, sometimes called "Part C" or "MA Plans," are offered by private companies approved by Medicare and provide Medicare Part A and Part B coverage. Medicare prescription drug coverage is insurance run by an insurance company or other private company approved by Medicare. A Medicare Supplement plan is a health insurance plan provided by a private company that fills in the "gaps" in original Medicare coverage.