Searching for Medicare Supplement plans in Maine? Let PlanPrescriber be your resource for Maine Medicare Supplement information and plan comparisons.
Maine residents enrolled in Medicare Part A and Part B have the option to enroll in a Medicare Supplement (Medigap or MedSupp) plan to cover the healthcare costs that Original Medicare does not cover, including deductibles, copayments, coinsurance, and other out-of-pocket costs. In most states, there are ten standardized Medigap policy options, each labeled with a letter with all plans of the same letter offering the same benefits.
Beneficiaries in the state of Maine have the option to choose from one of these ten standardized Medicare Supplement plans. Labeled with letters A through N, these plans offer the same basic benefits including Part A coinsurance and hospital benefits, Part B coinsurance or copayment, the first three pints of blood in a calendar year, and hospice care. However, each plan comes with additional benefits that will vary by plan.
For Maine Medicare beneficiaries enrolled in both Original Medicare and a Medicare Supplement plan, Medicare will first pay its share of the Medicare-approved amounts for covered health benefits. The Medicare Supplement policy acts as the second payer as it supplements a beneficiary's Original Medicare benefits.
Here are some statistics Maine residents enrolled in Medicare Supplement:
Additionally, here are some statistics on Medigap premium costs in Maine, weighted by enrollment:
Medigap policy benefits in Maine do not vary between plans for the same type. However, the costs for each plan will vary depending on which carrier is offering the plan. Maine Medicare beneficiaries should first see what Medigap policies are available in their state, decide which plan type is best for their health needs, and then customize their search to find a Medicare Supplement insurance plan charging costs suited for their budget.
Comparison shopping is vital when purchasing a Medigap policy in Maine. To start comparing Medicare Supplement plans in Maine today, enter your zip code above for a customized list of plans available in your area.
Data provided by the Kaiser Family Foundation.