August 9, 2010
Vision Insurance
Vision Care Benefits and Plans
According to the organization "Prevent Blindness America," age-related eye diseases are the leading causes of both blindness and vision impairment in America. Moreover, chronic conditions faced by many seniors such as diabetes can increase the risk of vision problems such as diabetic retinopathy. Poor or impaired vision is more than a personal inconvenience; it can increase the risk of motor vehicle accidents and decrease a senior's quality of life.
Given the fact that half the population uses glasses or contact lenses, it is nice to know the vision insurance options are available. Vision plans cover various eye care services such as regular eye exams. In some cases, refractive surgeries such as LASIK and PRK may be covered as well. When comparing vision coverage, be certain to evaluate benefits such as surgical coverage and discounts on eye frames and lenses alongside the monthly premium. Coverage for the frequency of eye exams should also be reviewed to confirm that it suits your needs.
Another key consideration when buying vision insurance is the network of eye care practitioners who will accept the insurance. If you have an existing optometrist or ophthalmologist, you should confirm that he or she will accept the vision insurance you are evaluating.
Our parent company, eHealth, provides assistance for individuals and families looking for affordable vision insurance.
